.calc-grid {
    display: grid;
    gap: 1.75rem;
    grid-template-columns: 1fr;
    align-items: start;
    min-width: 0;
}

.calc-card {
    background: var(--color-white);
    border: 1px solid var(--color-line);
    border-radius: var(--radius-md);
    padding: 1.75rem;
    min-width: 0;
}
.calc-card h3 { font-size: 1rem; margin-bottom: 1.25rem; }

/* Loan type toggle */
.type-toggle {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.5rem;
    background: var(--color-paper-alt);
    border-radius: var(--radius-sm);
    padding: 0.3rem;
    margin-bottom: 1.5rem;
}
.type-toggle__option {
    padding: 0.65rem 0.5rem;
    text-align: center;
    border-radius: 7px;
    font-size: 0.88rem;
    font-weight: 700;
    color: #4a534a;
    min-width: 0;
    transition: background var(--transition-fast), color var(--transition-fast), box-shadow var(--transition-fast);
}
.type-toggle__option[aria-pressed="true"] {
    background: var(--color-primary);
    color: var(--color-white);
    box-shadow: var(--shadow-sm);
}

/* Form fields */
.calc-field { margin-bottom: 1.4rem; }
.calc-field label {
    display: block;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--color-ink);
    margin-bottom: 0.5rem;
}
.calc-input-group {
    display: flex;
    align-items: stretch;
    border: 1.5px solid var(--color-line);
    border-radius: var(--radius-sm);
    overflow: hidden;
    transition: border-color var(--transition-fast);
}
.calc-input-group:focus-within { border-color: var(--color-primary); }
.calc-input-group__prefix {
    display: flex;
    align-items: center;
    padding-inline: 0.85rem;
    background: var(--color-paper-alt);
    font-weight: 700;
    font-size: 0.85rem;
    color: #6b7468;
}
.calc-input-group input,
.calc-field select {
    width: 100%;
    border: none;
    padding: 0.75rem 0.9rem;
    font-family: var(--font-base);
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-ink);
    background: var(--color-white);
}
.calc-input-group input:focus,
.calc-field select:focus { outline: none; }
.calc-field select { border: 1.5px solid var(--color-line); border-radius: var(--radius-sm); cursor: pointer; }
.calc-field select:focus-visible { outline: 3px solid var(--color-accent); outline-offset: 2px; }
.calc-field__hint { font-size: 0.78rem; color: #8a9384; margin-top: 0.45rem; }

/* Results panel */
.calc-results {
    background: var(--color-primary);
    color: var(--color-white);
    border-radius: var(--radius-md);
    padding: 1.75rem;
    min-width: 0;
}
.calc-results__headline { text-align: center; padding-block: 0.5rem 1.5rem; border-bottom: 1px solid rgba(246, 247, 242, 0.18); margin-bottom: 1.25rem; }
.calc-results__label { display: block; font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.05em; color: rgba(246, 247, 242, 0.7); margin-bottom: 0.4rem; }
.calc-results__value { font-size: 2rem; font-weight: 800; color: var(--color-accent); }

.calc-results__list { display: grid; gap: 0.85rem; }
.calc-results__row { display: flex; justify-content: space-between; gap: 1rem; font-size: 0.9rem; }
.calc-results__row span:first-child { color: rgba(246, 247, 242, 0.75); }
.calc-results__row span:last-child { font-weight: 700; }

.calc-disclaimer {
    font-size: 0.78rem;
    color: #8a9384;
    margin-top: 1.5rem;
    line-height: 1.5;
}

/* Repayment schedule */
.schedule-toggle {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    margin-top: 1.5rem;
    font-weight: 700;
    font-size: 0.88rem;
    color: var(--color-primary);
}
.schedule-toggle svg { width: 16px; height: 16px; transition: transform var(--transition-fast); }
.schedule-toggle[aria-expanded="true"] svg { transform: rotate(180deg); }

.schedule-wrap {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-base);
}
.schedule-table-scroll { overflow-x: auto; margin-top: 1.25rem; min-width: 0; }
.schedule-table { width: 100%; border-collapse: collapse; font-size: 0.85rem; min-width: 480px; }
.schedule-table th,
.schedule-table td { padding: 0.65rem 0.8rem; text-align: right; border-bottom: 1px solid var(--color-line); }
.schedule-table th:first-child,
.schedule-table td:first-child { text-align: left; }
.schedule-table thead th { color: #6b7468; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.04em; }
.schedule-table tbody tr:last-child td { font-weight: 700; color: var(--color-primary); border-bottom: none; }

@media (min-width: 880px) {
    .calc-grid { grid-template-columns: 1.1fr 0.9fr; }
    .calc-results { position: sticky; top: calc(var(--topbar-height) + var(--header-height) + 1.5rem); }
}