Savings Accounts

A disciplined savings culture that builds capital, unlocks credit, and grows steadily over time.

Members save regularly to build capital, qualify for loans, and earn future financial benefits. A savings account with KPAS SACCO is the foundation of everything else the SACCO offers — it is the record of trust between you and the cooperative.

Savings Rules

What's expected of every saver

  • A monthly contribution of at least UGX 100,000 is required
  • Contributions are made through approved payment channels
  • Proper records of every contribution are maintained
  • The minimum amount may be revised from time to time by the General Assembly
Withdrawal Policy

Accessing your savings

Savings withdrawals follow standard SACCO policies and are processed after settlement of any outstanding liabilities on the member's account, to protect both the member and the cooperative.

Why Save With Us

Benefits of saving consistently

  • Loan eligibility — a savings record is what qualifies you for credit
  • Financial security against unexpected shocks
  • Investment growth as the SACCO grows
  • Dividend potential on your share capital
  • Long-term wealth accumulation
  • Emergency preparedness when life happens