Acceptance of These Terms
By using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.
Use of the Website
This website provides general information about KPAS SACCO Ltd. — our services, membership process, and how to contact us. You agree to use it only for lawful purposes and not to attempt to disrupt, hack, or misuse the site or its contact form.
Accuracy of Information
We aim to keep fees, interest rates, and other figures on this website accurate and up to date. However, rates marked as "draft" are subject to final Board approval, and all figures are subject to change. The official SACCO by-laws, your signed membership agreement, and any loan agreement you sign take precedence over information on this website. Always confirm current terms directly with the SACCO office before making a financial decision.
Intellectual Property
The KPAS SACCO name, logo, and the content of this website belong to Kyankwanzi Production and Allied Staff SACCO Limited. You may view and download materials (such as forms in the Download Centre) for personal, non-commercial use related to your membership.
This Website Is Informational
This website describes our services and membership process but does not itself create a membership, savings, or loan agreement. Those relationships are governed by the SACCO's official by-laws and the specific agreements you sign — such as the Loan Agreement available in our Download Centre.
Limitation of Liability
This website is provided "as is." While we work to keep it accurate, KPAS SACCO Ltd. is not liable for decisions made solely on the basis of website content without confirming details directly with the SACCO office.
Governing Law
These terms are governed by the laws of the Republic of Uganda.
Changes to These Terms
We may update these terms from time to time. Changes will be posted on this page with a revised "Last updated" date.
Last updated: September 2026